Private Export Funding Corporation (PEFCO) assists the financing of U.S. exports through the mobilization of private capital as a supplement to the financing available from commercial banks and other lenders. PEFCO provides a broad range of export finance programs as a direct lender and as a secondary market buyer of export loans originated by lenders (PEFCO does not buy loans directly from exporters).

To be eligible for financing by PEFCO, loans must be protected against nonpayment under an appropriate guarantee or insurance policy issued by the Export-Import Bank of the United States (Ex-Im Bank) or for certain small business export loans under a guarantee issued by the Small Business Administration (SBA).